Kasasa Checking

Earn More with Kasasa Checking

Earn up to $750 per year with Kasasa Cash Checking — that's 5.00% APY* on qualified balances up to $15,000! (At most banks, you only earn 0.01% APY on your checking balance.) Choose well. Earn more!

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Member Event

Coffee Chats with the CEO

Join us for a Coffee Chat with the CEO. Share your ideas, give feedback, and help shape the future of your credit union. Best part: coffee’s on us! This is a member-only event. RSVP is required.

Reserve Your Seat
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Student Spend

Helping Them Soar — One First at a Time

You've been there for their firsts: first words, first steps... Now it's time for another: their first money move. Spero’s Student Checking gives them 24/7 access with a debit card and digital banking — and no monthly fees or overdraft worries.

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Spero is more than a credit union. We’re a community.

People-first approach. Authentic advice. Personalized solutions.

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Member-Owned

As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.

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Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.

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Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

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Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.

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Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

Discover Financial Coaching

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Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

Financial Education Opportunities

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Financial Insights

We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.

Explore Financial Insights

Together We Soar

Let's Reach Your Financial Goals!

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In The News

Collage of photos of Spero Financial employees with a blue overlay. Two logos are on top of the graphic: Best Places To Work In South Carolina 2025 and American Banker Best Credit Unions To Work For

Spero Financial Recognized for Award-Winning Culture

GREENVILLE, S.C. — We’re excited to share that Spero Financial has been named a 2025 Best Place to Work in South Carolina—marking it our fifth year in a row receiving this honor!

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Connect With the Spero Family

Yesterday, #TeamSpero volunteered at the AIM Food Pantry in Anderson! We love serving our community and are grateful for the incredible work AIM does.
All Spero Financial locations will be closed on Monday in observance of Labor Day. You can access your accounts 24/7 via Digital Banking.
Team Spero had a great time at Miracle Hill's 7th Annual Kids' Ninja Challenge on Saturday! Proceeds from the event will go toward Miracle Hill's programs in the Upstate community.
We had a great time rocking out at the Best Places to Work in South Carolina Gala last night! It's an honor to have been recognized for the fifth year in a row.

Spero was also recently named #7 of the Best Credit Unions to Work For in the Nation (based on asset size) by American Banker.

"These awards are more than just a recognition — it’s a reflection of our people," said Brian McKay, President & CEO of Spero Financial. "Together, our goal has been to build a culture where people feel seen, valued, and empowered to grow. That’s what fuels our success, both internally and with the members we serve. I couldn’t be prouder of our team."
Last year we gave back over $331,000 to members in Kasasa rewards! 

Learn more at https://spero.financial/earnmore

Insured by NCUA. Membership required. “Kasasa” is a trademark of Kasasa Ltd., registered in the U.S.A.

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!